Expert Outlook: Assurant Through The Eyes Of 4 Analysts

During the last three months, 4 analysts shared their evaluations of Assurant (NYSE:AIZ), revealing diverse outlooks from bullish to bearish.

Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.

	Bullish	Somewhat Bullish	Indifferent	Somewhat Bearish	Bearish
Total Ratings	1	3	0	0	0
Last 30D	0	1	0	0	0
1M Ago	0	1	0	0	0
2M Ago	1	1	0	0	0
3M Ago	0	0	0	0	0

In the assessment of 12-month price targets, analysts unveil insights for Assurant, presenting an average target of $231.75, a high estimate of $250.00, and a low estimate of $223.00. This current average reflects an increase of 2.43% from the previous average price target of $226.25.

Analyzing Analyst Ratings: A Detailed Breakdown

The standing of Assurant among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

| Analyst | Analyst Firm | Action Taken | Rating |Current Price Target| Prior Price Target | |--------------------|-----------------------|---------------|---------------|--------------------|--------------------| |John Barnidge |Piper Sandler |Maintains |Overweight | $223.00|$223.00 | |Tommy McJoynt |Keefe, Bruyette & Woods|Lowers |Outperform | $224.00|$230.00 | |Tommy McJoynt |Keefe, Bruyette & Woods|Raises |Outperform | $230.00|$212.00 | |Mark Hughes |Truist Securities |Raises |Buy | $250.00|$240.00 |

Key Insights:

• Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Assurant. This insight gives a snapshot of analysts' perspectives on the current state of the company.
• Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Assurant compared to the broader market.
• Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Assurant's stock. This examination reveals shifts in analysts' expectations over time.

Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Assurant's market position. Stay informed and make well-informed decisions with our Ratings Table.

Stay up to date on Assurant analyst ratings.

About Assurant

Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions (including extended service contracts, insurance policies and related services), extended service contracts and related services for consumer electronics and appliances, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. Key revenue is generated from Global Lifestyle segment.

Breaking Down Assurant's Financial Performance

Market Capitalization Analysis: Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity.

Revenue Growth: Assurant displayed positive results in 3M. As of 31 December, 2024, the company achieved a solid revenue growth rate of approximately 4.08%. This indicates a notable increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.

Net Margin: Assurant's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 6.48%, the company may face hurdles in effective cost management.

Return on Equity (ROE): Assurant's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 3.89%, the company may encounter challenges in delivering satisfactory returns for shareholders.

Return on Assets (ROA): Assurant's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.57%, the company may face hurdles in achieving optimal financial returns.

Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 0.41, caution is advised due to increased financial risk.

The Significance of Analyst Ratings Explained

Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.

Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.

Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.

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This article was generated by Benzinga's automated content engine and reviewed by an editor.